What is cardholder data (CHD)?

Modified on Sun, 9 Mar at 4:28 PM

At a minimum, cardholder data consists of the full Permanent Account Number (PAN). Cardholder data may also appear in the form of the full PAN plus any of the following: cardholder name, expiration date, and/or service code for additional data elements that may be transmitted or processed (but not stored) as part of a payment transaction.

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